Long Term Care

Long Term Care Insurance is designed to cover the cost of long term care services that are usually not covered by traditional health insurance or Medicare. These services include – in home care, adult day care, assisted living facilities and nursing home room and board. If you consider the fact that almost 70% of people turning age 65 will need long term care at some point in their lives, shouldn’t you be discussing this with your clients? As they age, long term care is the biggest financial risk they face.