The Underwriting process is changing. The majority of insurance carriers are offering accelerated underwriting programs. The goal with these programs is to reduce the medical requirements, remove the requirements for Attending Physician Statements(APS), and even remove all medical requirements for healthy individuals.
Many of these programs are new and between the carriers the process can be quite different. The goal over time is to have several carriers following a similar process making it easier on the agent and the consumer. This chart will help to navigate the opportunities that these programs can offer your clients. Please call and ask for one of our case managers with any questions – 877.897.8118